The Death Of Design And How To Avoid It: December 2020

Sunday, December 6, 2020

15+ Inexpensive Mothers Day Gift Ideas frugal Mothers Day

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— Gemstone Soap
Personalized Plates
Scented Soaps to Help Mom Relax
DIY Dip Dyed Ombre Bag

If you live nearby, you can surprise your mom on Mother's Day by planting a small flower garden at her house. Hardware store, supermarkets and nurseries that are open in your area will have potted plants, herbs and seeds. All it takes it a little labor on your end to create something she'll be able to enjoy all summer. The perfect size to enjoy your morning beverage and the perfect gift for your loved ones that special day.

You can make an all white one for winter or try an array of colors and give it to a college student to decorate the dorm room. FreutcakeThese charming candle holders make perfect gifts for practically anyone. They're a great way to disguise mismatched candle jars or to hide brand names.

— Gemstone Soap

UkkonooaIt's amazing how one little fern leaf can transform an ordinary towel into a modern masterpiece. Some green paint is all you need to stamp your leaf onto a plain linen towel. Go one step further and create a whole set of beautiful stamped linens. The MerrythoughtAnyone who loves to entertain would appreciate an extra set of salt and pepper shakers.

Receive expert tips on using phones, computers, smart home gear and more. Here's another idea if you don't have a green thumb. First, you'll need to hollow out several wine corks and place a small succulent in each of them.

Personalized Plates

It’s small enough to fit in a desk drawer, next to her bed, or even in her car. Microfiber Hair Towel Twin PackThese hair towels are made of super-absorbent microfibre, which means they can dry your mother’s hair in no time . Mason jars are so versatile, so they’re perfect for DIYs.

Pick up this dainty layered necklace to remind her that your bond will last forever . A popular form of Chinese medicine, acupressure is loved by many for its ability to relieve tension and pain by using pressure to release endorphins throughout the body. After about 30 minutes on top of this mat and pillow, she'll ease muscle tension, back pain and headaches. This beautiful feeder will be treasured by your mom and hummingbirds alike. All she has to do is unscrew the bottle from the base and fill it with sugar water to attract these fast flyers to her yard.

Scented Soaps to Help Mom Relax

We like smooth-gliding pens in fun colors, such as this set from Sakura Gelly Roll, recommended by editor Daniela Gorny. Or consider these rich highlighters, which look like watercolor on paper and are beloved by our very creative deals writer Krista Lee. Of course, whatever stickers, stencils, or paint sets you have around will make for creative card options. But even if you have nothing but a pencil, a scrap of paper, and the love in your heart, you’ll still be able to make a card your mom will appreciate.

You can still serve all her favorite foods, but you'll save a ton by making it all yourself, and you won't be held to a set schedule or menu. You’ll need a nice large clean cloth tablecloth and several fabric pens. Have each family member outline their hand-print and then write a special message to mom inside the hand-print. By the time guests have arrived at the dinner party, they'll know nonetheless that you were wearing anything less than your best the whole time. This is the ideal gift for your friend who loves to throw a good party.

christmas gift ideas for single dad Pin on holiday fun

Include photos from fun family vacations, holiday celebrations or trips to the park to help tell your story with life’s most meaningful moments. Let Mom relax after a long day at the office or running errands with homemade bath bombs made of essential oils and moisturizers to help soften up her skin. She’ll appreciate kicking back in the bathtub, soaking in the scents of lavender, eucalyptus, or another favorite aroma to help her decompress and get rid of stress. So when you’re ready to find your perfect inspiration to make a heartfelt gift, start with our list below. If the idea of wrangling all the kids into a car and schlepping to the theater feels impossible, a movie night at home makes a great gift. But if you’d like to more closely capture the cinema experience, a projector and big screen are the way to go (you should invest only if you think you’ll be using them often).

If you want to give your mom something special this mother’s day, here’s a really cool idea from A Cozy Kitchen. This craft is easy, cute, and will remind mom of her little one's love all year round. Children will enjoy making heart shapes with their hands framing the words "Love U!" A festive frame will make this craft ideal for displaying at home. Give some of mom's old planting pots a facelift or provide some new ones with a personal touch. Gather pots, craft paint, and your mom's favorite plant varieties for a thoughtful and practical gift she'll use long after Mother's Day is over. You can build about four custom versions for the cost of one decorative planter from a home goods store.

Make a few and then you can keep one of these for yourself. When it comes to cool Mother’s Day gift ideas, this DIY project is one of my favorites. A painted tin can is an ideal multi-purpose gift; it's perfect for flowers, cooking supplies, spare change, and more. A Mother's Day bouquet of roses presented in a hand-painted tin can in her favorite color is a thoughtful gesture that can be put together in minutes. Mom deserves the world, but you don't have to spend a lot of money to make her big day feel special. If you're celebrating Mother's Day on a budget this year, there are plenty of free and affordable ideas she'll love.

Wirecutter is the product recommendation service from The New York Times. Our journalists combine independent research with over-the-top testing to save people time, energy and money when making buying decisions. Whether it's finding great products or discovering helpful advice, we'll help you get it right .

Saturday, December 5, 2020

Loan Repayment Calculator Bank of South Pacific PNG

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Please enter the information requested in the form to calculate the monthly repayments on your Loan.
Ways to Bank
Meet the BSP Finance Fiji Team
BSP Online Plus
Need help choosing an account?

Please enter the information requested in the form to calculate the monthly repayments on your Loan. The flexibility to choose which transactions you pay for and which transactions you don’t. Reach savings goals faster with an account for every need. Use an EasyCard, BSP VISA Debit or the correct BSP account number to make a deposit that is updated instantly into the recipient's bank account. Deposits accepted for any active and valid BSP deposit account. Need a new look to your home or you feel the need to extend?

Whatever your reasons are, we'll find a solution to help you reach your dreams. We have the added advantage of being part of the BSP Fiji group which comprises of Bank South Pacific and BSP Life, the banking and insurance arms of the group. Account statement is issued every quarter on the anniversary of the account opening date. Check the latest foreign exchange rates, updated daily.

Please enter the information requested in the form to calculate the monthly repayments on your Loan.

Our competitive packages are tailored to suit any retail or business customer. We offer finance services to help you grow. With BSP Online Plus, enjoy 24/7 access to your bank accounts and the freedom to conduct transactions from your accounts using a smartphone, tablet or computer.

BSPF is a specialist asset finance company established to meet the needs of customers seeking finance for plant, machinery, equipment and vehicles. Choose to borrow for investment or a place to live in. Minimize the fees you pay at branch banking. BSP Finance has the ideal plan to help you reach your business or personal financial goals. Make your property ownership dreams a reality with a competitive home loan and rate from BSP. Secured investment accounts for people who want to invest their surplus funds.

Ways to Bank

If you have a home loan somewhere else and for whatever reason you are not happy there, we can make it easy for you to switch to us. At BSP, we understand that refinance is more than just a loan - it's a step toward securing your financial future. We'll build a solution that supports your unique goals.

Tower Insurance launches Digital Premium Payment Acceptance. Buying or building your first home is a major milestone and a positive step to your future. It means that you want to stop paying rent and get into your own house as soon as possible. It provides long-term financial and emotional security for you and your family. Our staff will guide you carefully, help you work out how much you can borrow and tell you what your repayments will be.

Meet the BSP Finance Fiji Team

There are many reasons why people want to get a home loan. We are the Asset Finance arm of BSP, one of the largest and most successful banking organisations in the South Pacific. Up to 80% financing of purchase or valuation price of property, whichever is lower.

We aim to provide innovative and fast financial solutions to our customers, utilising the skills, knowledge and experience of our people. We endeavour to provide excellence in customer service and to create value for our new and existing clients. We focus on customer service excellence and create value for our new and existing clients. Choose from our range of bank cards designed for your everyday personal and business banking needs. We offer investment services to help you grow.

Browse through these information pages to select the type of Bank account that best suits you or the ideal loan solution that delivers to your needs. BSP and Discover Global Network alliance reaches greater heights. BSP Deploys Satellite Solution at Rotuma Post Office. BSP Removes Surcharge on Locally Issued VISA Debit Cards. BSP Donates $10,000 to Fiji Cancer Society BSP Completes Nawaicoba Health Centre Project BSP Supports Rural Community Transform Livelihoods.

Home Loans Bank of South Pacific PNG

Table of Content

Savings Accounts
Personal Loans
BSP Deploys Satellite Solution at Rotuma Post Office.
Need help choosing an account?
A variety of ways to buy property

Savings Accounts

Personal Loans

BSP Deploys Satellite Solution at Rotuma Post Office.

Need help choosing an account?

Friday, December 4, 2020

On the Record The Best Turntables at Any Budget

Table of Content

A new record store called Haunted Dancehall has opened in Manchester
Rega Planar 3 ($
The Best Budget Turntable With Speakers
Fern and Roby Maverick Phono Preamplifier
ensen 3-Speed Stereo Turntable with AM/FM Stereo Radio

Seemingly bulky at first sight, this portable turntable from Crosley features both stereo speakers and an adjustable tone control feature for good measure. Those with the rarest collections will love the Sony PS-HX500 for its preservation abilities. Though it has the chops to playback your favorite records with brilliant clarity and warmth, it’s specifically designed for those who want to digitize their favorite analog music in high resolution.

Equipped with a belt-driven and an NP6 needle, the sheer audio quality you can expect from the CR8005A-TU is astonishing. It also comes equipped with a manual return tone arm for good measure, along with the capacity to play 3 speeds (33, 1/3, 45) and 78 RPM records. Not only that, but it also features dynamic full range stereo speakers capable of reproducing music at a tremendous fidelity along with RCA and headphone jack outputs for better connectivity.

A new record store called Haunted Dancehall has opened in Manchester

It also features an AM/FM Receiver with Digital Frequency, a belt driven 3-speed stereo turntable, built-in stereo speakers, and much more. Furthermore, it also comes with a remote control and SD/MMC Slots, features that are bound to come in handy at some point or another. Automatic turntables start and pause through the push of a button. By large popularity, best automatic turntables are among the most popular choices that consumers select, and are also considered the easiest to use. On the other hand, manual turntables are as they say manual. However, many old-school users do prefer a manual turntable simply because of preference.

A universal choice by audiophiles as a good mid-level option, the Debut Carbon EVO offers solid performance and good aesthetics, as the body of the turntable is sleek, minimal, and available in a number of brightly colored finishes . It comes with a two-year warranty, and a good Sumiko-Rainier cartridge (one that typically retails for $150 on its own) included. Turntables have been around for a couple of decades and it is only in the last decade or two that we have seen them make a great comeback into mainstream media. With no shortage of music talent in today’s entertainment industry, becoming and staying unique can become a difficult task. We hope that our turntables reviews & comprehensive guide has helped outline to you what to look for and expect when buying a good turntable. Whether you’re a new artist or a veteran, a turntable will always stay a classic.

Rega Planar 3 ($

Turntables with fixed cartridges are typically the entry-level items with lower price points and lower sound quality. Mid-range and higher turntables allow for a cartridge that can be replaced or upgraded in the future when your budget allows. One of the bestselling record player in the market at a generous price offering, the Audio-Technica AT-LP120-USB Direct-Drive Professional Turntable is a fan favorite for consumers and a dreaded opponent to competitors. This professional turntable was perfectly designed to suit all types of customers, whether you’re a music enthusiast or a professional DJ, the Audio-Technica AT-LP120-USB Direct-Drive Professional Turntable is a modern-day legend. We test turntables both at home and in our A/V testing lab over a period of weeks, using a wide variety of music both new and old.

The Lenco delivers a decent, nicely-balanced sound that does particularly well when it comes to playing clear, insightful vocals. It won’t wake your neighbours with bass, and the best around might make this sound a little non-committal, but for the money it’s hard to find fault with this machine. Everyone knows the all-in-one suitcase creations from the likes of Crosley aren’t up to scratch, but that doesn’t mean you can’t get plug ‘n’ play convenience at a knockdown price and still get good value for money.

The Best Budget Turntable With Speakers

In fact, everything about the model is manual, including moving the tone arm. You’ll have to both drop the needle, and remove it at the end of the record. In addition to external speaker systems, you won’t find any internal pre-amps in these models. Built-in pre-amps have been known to give off muddied sounds and to be a detriment to the overall sound quality, even when they are bypassed for an external phono receiver. You will need either a receiver with a phono input or a preamp and receiver to get these turntables going. To get the most out of this turntable I’d recommend upgrading the platter to an acrylic platter and pairing it with Pro-Ject’s Speed Box(that would run you an extra $200 or more).

Many other players either stop spinning with the needle in the middle or simply spin on forever. This is a much more elegant solution for people who put on a record while cooking dinner and might take a minute to flip it over. The platter doesn't automatically stop spinning when the needle reaches the end of a record's side, so you'll have to stand up, walk over, and return the tonearm to its cradle a few times every hour. You'll also have to buy an external phono preamp or connect it to a stereo equipped with a phono input, since it doesn't come with a built-in preamp. Fans understand that they’re paying for sound quality rather than for gadgets.

REVIEW

As the most expensive model in our choices, buyers of the Planar 3 should know that experts agree that their choice is among the top models available; the Planar 3 was chosen as the What Hi-Fi? And it will likely be the last turntable you will ever buy, as it is backed by a lifetime warranty. One of the most popular mid-range turntables around , the Orbit Plus looks sleek and sounds great. Now that you’ve gone to turntable school, here are our picks for some of the best options to start enjoying music, both old and new on vinyl. We kick things off with the Elipson Omega 100 RIAA Carbon, a carbon-clad version of the standard Omega 100 RIAA BT. Next up is the Planalogue Prelude, closely followed by Pro-Ject's Essential III deck.

For this purpose, you can connect it to virtually any type of mobile device you might have. This 3-in-1 suitcase turntable record player is designed with style and portability in mind for you to enjoy your favorite vinyl wherever you may be. Portable and aesthetically pleasing, this particular turntable stereo system can very well play records or mp3s via USB or 3.5mm auxiliary input from virtually any device you connect it to. At the same time, it features built-in speakers with full-range high-quality sound reproduction capabilities, all housed in an all-wood acoustic cabinet.

The plinth is the turntables bottom, or their base, and it keeps all of its components together that help play your records. This base also helps isolate your records from unnecessary vibrations. Like almost anything that has Sony imprinted on it, you almost simply cannot go wrong. The Music Hall MMF 2.2 is a beautiful turntable that not only looks great, but also sounds great as well. It is considered one of the best beginner turntables and is a step up from most entry-level turntables. Overall, the U-Turn Audio – Orbit Plus Turntable is one of the perfect turntables in the market for under 500.

Now sub-budget – especially in direct drive mode – demanded sonic respect. The tonearm now comes with the Carbon MM cartridge already installed, making setup a breeze; users simply put the balance weight on the end of the tonearm, plug in the power cord, and are ready to listen to your vinyl in seconds. One of the most common questions asked, there are distinguishing differences between a good record player and a good turntable although many may consider them the same device. To illustrate simply, a turntable is a very basic device that does not come included with additional features or hardware, like amplifiers or speakers. The turntable is constructed with a platter, which is the platform where the records are inserted.

Rega Planar 6/Ania

One of the great names in the history of the turntable, this Swiss outfit moves from strength to strength in terns of new designs that push the sonic envelope. This dual speed example is built to high standard for the price, and includes a TP-82 arm and TAS 257 MM cartridge. If you are a turntable manufacturer, when you produce a turntable for £200 and below, you struggle.

Even a cue lever ($40) is optional, so most users will have to manually set the needle, as well as manually adjust the belt to switch between 33 and 45 RPM speed settings. Although priced like an original SL-1200 before it was discontinued in 2004, the SL-1500C is a very different turntable package–the very reasonable price includes arm, an Ortofon 2M Red and a built-in MM phono pre. You won’t find the DJ features such as the pitch control or the strobe, but you’ll find that the 1500 is is one of the finest “record players” you can get. Best of all, the sound quality is closer to a $4000 Technics SL-1200G than the original 1200.

How to Pick a Turntable

The iconic turntable is known to be one of the earliest pioneers of classical music and has started to show signs of a grand comeback in the recent years. No matter how much music has evolved itself in the last decade, the turntable is considered a classic in its own right. The nostalgia of being able to spin records, or just being a reminder to us of how turntables started the DJ revolution, turntables aren’t phasing out anytime soon.

Top 10 vinyl of 2017

Table of Content

For Tight Budgets
LCD SOundsystem - American Dream
Pro-Ject – Debut Carbon – Best Turn Table For The Money
The Best Turntables for Your Vinyl Collection

The complexity of the design and build in the DG-1 is second to none in this price category and, most importantly, shares technology with everything Vertere has done upstream. This low-profile player gives you all the features of Audio-Technica's popular AT-LP60 automatic turntable but with the added convenience of wireless connectivity. Set up your turntable in one room and listen to it in another. Up to eight different pairs of Bluetooth speakers or headphones can be stored in its memory.

The bearings in the new Rega RB330 arm have remarkably low amounts of friction. Comes with a low-friction tone arm, a pre-mounted and aligned Moving Magnet cartridge, and Shinola-designed phono preamplifier. Since its introduction in 1977, the Planar 3 has been among the top choices of audiophiles, and its gloss black finish is a classic look. This is a belt-driven model with a glass platter designed to minimize the noise of its 24-volt motor and provide excellent frequency response. Additionally, the new 24v low noise motor reduces vibration and drives the platter at consistent speeds. If the EVO offers a kind of high modernist look, the Planar 1 is the IKEA version, sleek and modern and definitely a bit more minimalist.

For Tight Budgets

Pro-Ject Audio, experts at budget and high-end turntables alike, have pulled the stops out with the RPM 9 Carbon. The original Rega Planar was released in 1975, as a 200 turntable limited run. The company has come a long way since, partnering with Record Store Day to be front and centre of the vinyl revival, and offering a number of iterations of the company’s famous turntables. Sonically, the Sony PS-HX500 is light on its feet, delivering crisp treble notes and a big, open sound. It sounds particularly good with acoustic tracks and delicate vocals, but does well enough with dance music and more upbeat numbers. Without a real cap on budget, the high-end sector enjoyed a continued stream of quality products that aimed to please everyone… all of the time.

The carbon fibre-covered tonearm certainly helps – the substance will help reduce unwanted vibrations, too – as does the aluminium platter, complete with smooth vinyl top. There are new components designed specifically for this deck, and also upgrades inherited from more expensive models, which is always a good sign. OK, strictly speaking, this one is not brand new but it has been completely ignored by the mainstream press. Packed with innovation such as a threaded arm design and the motor moved to the front left of the plinth, this brilliant deck has been designed by the genius behind the legendary Pink Triangle company of yore.

LCD SOundsystem - American Dream

With the speed variation, as mentioned before, this accurately tells you how fast the turntable spins its platter. It is important to note that any issues with the record speed can alter its sound quality. You want the amount of background noise expected from the turntable to be lower than the music signal. This device actually spins the platter using a pulley and elastic belt. In the ultimate direct drive turntable, the platter sits on top of the motor. A turntable’s lifeline is determined by their spinning ability.

Pro-Ject – Debut Carbon – Best Turn Table For The Money

If you're just dipping your toes into the vinyl experience, this entry-level turntable has a retro design inspired by the classic players of the '70s, and comes complete with two detachable speakers. I mentioned all-in-ones above and lifestyle-oriented turntables. One such design derives from Hym that includes a turntable, amplifier and speakers in one small and rather cosy unit.

The speakers aren’t anything to brag about but they’re a nice little addition that makes this a versatile option for someone just starting out. Oh, and if you didn’t know, Lenco has been making record players for 70 years… so you’re in safe hands. Once done, it’s a slim, minimal design, that will look smart in any system. A phono stage is included, so all you need to do is connect to an amp or powered speakers.

And, of course, the vertical display is very satisfying – a nice conversation piece. The Floating Record Vertical Turntable by Gramovox is certainly a unique piece of equipment. As the name implies, it’s notable for it’s upright plinth that allows you to truly display your vinyl records as art while they play. The Orbit Plus and the Primary offer the exact same cartridge and a very similar style. It also doesn’t hurt that the Orbit Plus is built here in the U.S. while the Primary is built in the Czech Republic.

Its professionally constructed hardware allows it to play a variety of vinyl records with beautiful harmonic sound. If you’re looking for a turntable upgrade that both looks amazing and is cheap, the Pro-Ject – Debut Carbon is a great choice. If you've got oodles of cash and no desire to mess with a separate amp, phono stage, and turntable, this behemoth from legendary audio brand McIntosh is what you're looking for. The turntable features an onboard tube preamp and solid-state power amp stage, allowing you to drop a record on the deck, plug in a pair of speakers, and immediately have a self-contained and singularly astonishing hi-fi experience.

That being said, if you want something easier on the wallet, check out our review of the best record players with built-in speakers. Read the turntable reviews & buying guide that will help you in choosing the perfect record player for you. Everyone seems to have forgotten about the turntable but surprisingly, it has not been phased out yet. No stranger to flea markets, turntables are considered a collectible treasure.

In the meantime, I need shelving and there’s a host of new solutions arriving on the market. DKVinylDisplays is just one company that is offering storage shelving for your vinyl and/or hi-fi. There seems to be an increasing array of turntables out there that are utilising real, honest-to-goodness wood for its chassis. You’ll find an array of new company’s on Kickstarter producing wood-based lifestyle ‘music centres’ and similar all-in-one designs.